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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great and super quick approval.

Great and super quick approval. No issues at all Reviewed on: 16th January 2026

Good Loan

Good service & very easy to apply Reviewed on: 16th January 2026

Fast and Friendly

Was a fast friendly and efficient service. Reviewed on: 16th January 2026

Efficient

Efficient and.quick to get a verdict of a loan. Rates are good and affordable. Reviewed on: 16th January 2026

Zopa a great credit card

Found Zopa easy to use and value for money. The app is excellent and I can check my balance in seconds. Reviewed on: 16th January 2026

Great from start to finish.

Great from start to finish. No issues, no fuss. Very happy with the service I received. Reviewed on: 16th January 2026

Excellent service

Excellent service, use Zopa for years and never had an issues and very good rates Reviewed on: 16th January 2026

Courteous and well informed staff.

Courteous and well informed staff. Reviewed on: 16th January 2026

money in my account in minutes

Very straight forward questions and overall Mega quick transaction, money was in my account in minutes . The app was very easy to install and even easier to navigate around xx Reviewed on: 16th January 2026

Easy no problams wish i had found you inthe past...

Easy no problams wish i had found you inthe past Reviewed on: 16th January 2026

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