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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy and convenient quick and with no problems

Easy and convenient quick and with no problems Reviewed on: 16th January 2026

Great Service

One of the easiest, hassle free smoothest processes I’ve ever been through. Reviewed on: 16th January 2026

Zopa Loans

Very easy to do an application. Didn’t have to wait long to get a positive outcome. The money went into my account the same day. Very happy with my experience Reviewed on: 16th January 2026

Such an easy and reassuring process with great rates...

Such an easy and reassuring process with great rates available for existing customers. I wouldn’t go anywhere else for a loan! Reviewed on: 16th January 2026

Very easy to apply for a loan..

Very easy to apply for a loan and money was quickly available. Reviewed on: 16th January 2026

So simple to deal with.

So simple to deal with, knowledgeable people on the phone and emails promptly sent. I have never come across a simpler way to borrow money. Reviewed on: 16th January 2026

Easy to use and understand, efficient and friendly

Easy to use and understand, efficient and friendly Reviewed on: 16th January 2026

Applying for a loan was quick and I received the mon...

Applying for a loan was quick and I received the money immediately. It is also simple to make payments. Reviewed on: 16th January 2026

Excellent service.

Excellent service. App easy to navigate Reviewed on: 16th January 2026

My view of zopa

It was excellent the only thing is the amount of interest that you pay back Reviewed on: 16th January 2026

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