Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

Very quick no hassle

Very quick no hassle easy to apply and quick decision Reviewed on: 16th January 2026

Satisfaction assured.

Very easy to use website. A pleasure.to experience. Reviewed on: 16th January 2026

Excellent service from Zopa from start to finnish

Excellent service from Zopa from start to finnish Reviewed on: 16th January 2026

Zopa loan

When i need loan i find them by compare the market. Zopa had the best rating then and i choose Zopa. I had never ussue with Zopa. App is easy to use as well. Reviewed on: 16th January 2026

No hassle when applied for card and loan

No hassle when applied for card and loan Reviewed on: 16th January 2026

Highly recommended

Very smooth, clear process. Extremely fast and reliable. Reviewed on: 16th January 2026

Great service great app easy to get hold of customer...

Great service great app easy to get hold of customer service Reviewed on: 16th January 2026

Easy to use , and a great breakdown of the loan, ea...

Easy to use , and a great breakdown of the loan, easy to contact about any issues and really friendly Reviewed on: 16th January 2026

Trust worthy with ease of the App use.

Trust worthy with ease of the App use.. Reviewed on: 16th January 2026

Easy to Use website and app

Have always found the application process very easy, everything is laid out clearly, you know how long it will be for and your payments , I also like that I can overpay at any time to help reduce the interest and monthly payments Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.81 from 351 reviews
Loans
from Nottingham Credit Union 5.00 from 6 reviews
Loans
from Advance Credit Union 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub