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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great service, easy and fast loans

I took at least 2 loans from Zopa. It was fast, easy and reached my account quickly Reviewed on: 16th January 2026

I use zopa few years and im happy with service...

I use zopa few years and im happy with service Reviewed on: 16th January 2026

Super quick and money in my bank in15 mins 5 star s...

Super quick and money in my bank in 15 mins 5 star service easy and simple to apply Reviewed on: 16th January 2026

My loan was felt very quickly & efficiently & always...

My loan was felt very quickly & efficiently & always kept up to date with payments Reviewed on: 16th January 2026

I have found their loan applications very easy & mon...

I have found their loan applications very easy & money in your account almost straight away, no hassle with then at all & straightforward. Reviewed on: 16th January 2026

Good easy to deal with...

Good easy to deal with Any problems are sorted quickly Reviewed on: 16th January 2026

Dealt with my application in a fast postive way

Dealt with my application in a fast postive way Reviewed on: 16th January 2026

Excellent .

All I can say is Reliable, friendly, knowledgeable and excellent service. Reviewed on: 16th January 2026

Zopa feed back

My experience was amazing very helpful nothing was to much trouble and very quick and easy from start to finish, when asking questions very helpful and very quick . Would I use zopa again yes and would definitely recommend to friends and family Reviewed on: 16th January 2026

Great service & fair rates

The whole process of setting up a loan with Zopa was smooth and hitch free. At to that a very competitive interest rate and what’s not to like! Reviewed on: 16th January 2026

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