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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68053)

I don’t have a great credit score and I’m trying to...

5
I don’t have a great credit score and I’m trying to better my score and build my confidence back again, Zopa helped me do both. By believing in people and giving people a chance it mentally and financially helped me. They didn’t take advantage and charge ridiculous interest they are fantastic Reviewed on: 16th January 2026

I have excellent help when I really ...

5
I have excellent help when I really need Reviewed on: 16th January 2026

Excellent service, the best loan provider

5
Excellent service, the best loan provider Reviewed on: 16th January 2026

Very easy to work with. Great App.

5
Very easy to work with. Clear and simple App. Reviewed on: 16th January 2026

Zopa is the best

5
zopa is the best Reviewed on: 16th January 2026

Great Rates and Service

5
Have approached Zipa for two unsecured loans and they provided very competitive rates and prompt professional service on both occasions. Reviewed on: 16th January 2026

Straightforward application process.

5
Straightforward application process. Good communication. Great app Reviewed on: 16th January 2026

Positive experience nothing negative to say at all

5
Positive experience nothing negative to say at all Reviewed on: 16th January 2026

A1 service

5
A1,good service,safe,helpful,never any problems Reviewed on: 16th January 2026

Zopa provide excellent services

5
Zopa provide excellent services and response times Reviewed on: 16th January 2026

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