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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

It was my best ever experience with zopa to get and...

It was my best ever experience with zopa to get and approved the loan and in 2 hours money was in my bank account. Reviewed on: 16th January 2026

Great service via the App

Have used their credit card and loan service and have been very satisfied with the service and very competitive interest rates. The App is easy to use and I like the fact that you can overpay on your loan to reduce the balance quicker. Reviewed on: 16th January 2026

My excellent experience with zopa was

My experience was excellent it was clear and quick and the app is easy too use too will be recommending it to family and friends Reviewed on: 16th January 2026

Magnifico

Loan was easy to deal with an easy to monitor, with great rates. Just the job Reviewed on: 16th January 2026

Quick with a descion

Always offered good rate and fast at making a descion Reviewed on: 16th January 2026

I applied and was given a decision in minutes , the...

I applied and was given a decision in minutes , the forms are easy and straightforward to fill in , Reviewed on: 16th January 2026

Quick and easy, a real stress free experience, used...

Quick and easy, a real stress free experience, used Clearscore to see which was the best deal and Zopa was the best rate by far, downloaded the app as well, which is user friendly and keeps me up to date with everything. Reviewed on: 16th January 2026

Applied for a loan and was accepted quickly, money...

Applied for a loan and was accepted quickly, money deposited into my bank account instantly Reviewed on: 16th January 2026

They are very efficient and there’s no hidden charges

They are very efficient and there’s no hidden charges Reviewed on: 16th January 2026

I needed some money to pay for my car,

I needed some money to pay for my car, Zopa Reviewed on: 16th January 2026

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