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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Filled up my form and there, in about five everythin...

Filled up my form and there, in about five everything was finalised. Quite decision money in my account straight away. Great service. Reviewed on: 16th January 2026

Great Customer Service, Easy experience, Quick & Eff...

Great Customer Service, Easy experience, Quick & Efficient, Would definitely use again - Infact my partner has,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Reviewed on: 16th January 2026

Good fast process to receive my money with no hitch'...

Good fast process to receive my money with no hitch's,a lot better process than going thru my bank . Reviewed on: 16th January 2026

Excellent and fast service.

Excellent and fast service. Easy to use application Reviewed on: 16th January 2026

The process of applying for a personal loan was quic...

The process of applying for a personal loan was quick and easy. Reviewed on: 16th January 2026

Zopa have been very good,with updating my credit,let...

Zopa have been very good,with updating my credit,letting me have a loan,to which they are very quick in sorting out applications, which I like because you then know if you have been accepted or not,without having to wait long,thankyou for all your help,I would recommend Zopa to anyone. Reviewed on: 16th January 2026

Great rates, fantastic app with no

Great rates, fantastic app with no Reviewed on: 16th January 2026

When the loan was agreed I received the funds very q...

When the loan was agreed I received the funds very quickly. Reviewed on: 16th January 2026

Fantastic service,just what I needed at the time and...

Fantastic service,just what I needed at the time and a simple no hassle website Reviewed on: 16th January 2026

The whole process is clear and straightforward

The whole process is clear and straightforward Reviewed on: 16th January 2026

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