Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68053)

Friendly and User friendly

5
Simple and quick … good communication… and older person friendly app Reviewed on: 16th January 2026

Application and receipt of funds simple.

5
Application and receipt of funds simple. Easy to manage online via app Reviewed on: 16th January 2026

Straightforward, good communication, no fuss

5
Straightforward, good communication, no fuss Reviewed on: 16th January 2026

Years of service always hassle free

5
Ive been with zopa for many years now and all this time they still really easy to talk to and there online app is really easy to manage and makes visibility and control accounts really smooth and hassle free Reviewed on: 16th January 2026

Best lender

5
Best lender I am really happy with this company Reviewed on: 16th January 2026

My experience with them or many occasions was fantas...

5
My experience with them or many occasions was fantastic Reviewed on: 16th January 2026

Very easy experience, quick application process and...

5
Very easy experience, quick application process and an instant response. Reviewed on: 16th January 2026

Very helpful provider.

5
Very helpful provider. Great App and Customer service. Speedy services. Reviewed on: 16th January 2026

Zoos provide an excellent service - simple website t...

5
Zoos provide an excellent service - simple website to use and very person centred Reviewed on: 16th January 2026

Easy to do business with.

5
Easy to do business with. Clear data and great app Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5954 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43505 reviews
    Zopa
    View all products