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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Could not fault them for their helpful and prompt at...

Could not fault them for their helpful and prompt attention to my request They were very quick to help and could not fault their attentive attitude .very pleased and would recommend them Reviewed on: 16th January 2026

I've had a really good experience with Zopa.

I've had a really good experience with Zopa. Very easy to use app! And some good rates for personal loans. I would definitely recommend. It's really helped me out when I needed to consolidate previously accrued debt. Reviewed on: 16th January 2026

Brilliant

Excellent service, fast no fuss money in my bank straight away. Reviewed on: 16th January 2026

Straight forward Banking , no long awkward questions

Easy to set up hassle free easy to manage Reviewed on: 16th January 2026

Super quick and easy!

Super quick and easy to apply. Easy to manage online. Great offers and service. Reviewed on: 16th January 2026

Straightforward and easy process

Straight forward, no problems got my car loan approved very quick Reviewed on: 16th January 2026

Applied for a loan, had a response within minutes.

Applied for a loan, had a response within minutes and the money was in my bank in a few minutes. Could not ask for better service. Reviewed on: 16th January 2026

Money in my account the same day!

I applied for a loan to consolidate my debts within 30 minutes of my application being approved the money was in my account. It was a smooth and efficient process from start to finish and I can’t recommend them enough. Reviewed on: 16th January 2026

Easy to apply & quick decision.

Easy to apply & quick decision. You are informed when purchases made , so spend wisely .( Good credit control ) Reviewed on: 16th January 2026

Profesionalism, excellent team, quick answer

Quick answer, good rate. Everything run very smooth Reviewed on: 16th January 2026

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