Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent ..

I have had no problems it runs smoothly always let me know well in advance when payments are due which is good as sometimes you can forget Reviewed on: 16th January 2026

App is very easy to use.

App is very easy to use. It has many tools for you to keep your finances up to date. Decisions are instant, so no waiting. Reviewed on: 16th January 2026

Very quick and easy to use.

Very quick and easy to use. Was looking for a loan and Zopa has not disappointed at all. Reviewed on: 16th January 2026

Very easy and straight forward process from start to...

Very easy and straight forward process from start to finish Reviewed on: 16th January 2026

a helpful loan company

Easy to deal with, money arrived on time , DD set up straight forward, interest rate very competitive Reviewed on: 16th January 2026

Super quick!

Super quick! No hassle and money instantly into your account Reviewed on: 16th January 2026

Super good experience and good value

Super good experience and good value Reviewed on: 16th January 2026

Great service and easy to use app.

Great service and easy to use app. Reviewed on: 16th January 2026

Zopa, efficient and professional.

All my dealings with Zopa have always been dealt with in an efficient and professional manner and I highly rate them. Reviewed on: 16th January 2026

Always an easy and clear process.

Always an easy and clear process. Thank you so much. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Darlington Credit Union 0.00 from 0 reviews
Loans
from Central Credit Union 4.94 from 3327 reviews
Logbook Loan
from AutoMoney 4.01 from 1 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub