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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy to apply, app straight forward and easy to use.

Easy to apply, app straight forward and easy to use. Competitive rates, fast transfer. Reviewed on: 16th January 2026

brilliant fast and easy.

brilliant fast and easy. No drawn out applications love it Reviewed on: 16th January 2026

Loan easy to obtain although affordability checked a...

Loan easy to obtain although affordability checked and finances reviewed Reviewed on: 16th January 2026

Zopa was there when I was in a jam

Zopa was there when I was in a jam Reviewed on: 16th January 2026

Prompt service no problems contacting them

Prompt service no problems contacting them Reviewed on: 16th January 2026

I had a really positive experience using Zopa company.

I had a really positive experience using Zopa company. The application process was straightforward and easy to understand, and I appreciated how clear everything was from the start. The decision was quick, communication was good throughout, and there were no surprises. Overall, it was a smooth and stress-free experience and I’d happily recommend them to others. Reviewed on: 16th January 2026

Very friendly, and very happy to help.

Very friendly, and very happy to help. Reviewed on: 16th January 2026

I have very interaction with there customers service

I have very interaction with there customers service Reviewed on: 16th January 2026

Excellent to work with

Excellent to work with. Everything was simple and straight forward Reviewed on: 16th January 2026

Easy and userfriendly

Userfriendly website, easy to apply and no long waiting time for outcome Reviewed on: 16th January 2026

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