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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa great

Zopa is really quick for a discussion for loan lending and I love the Zopa app and when you call they are very polite and very helpful the APR is great value. Reviewed on: 16th January 2026

Been fab so far!

Been fab so far! Always updates me when things are due also. Reviewed on: 16th January 2026

Fantastic Experience, they met all my needs when I n...

Fantastic Experience, they met all my needs when I needed the . Reviewed on: 16th January 2026

Zopa loans

Very quick response and money in bank same day send remindful texts of upcoming payments which are very helpful Reviewed on: 16th January 2026

Quick and easy to use on app .

Quick and easy to use on app . Good apt rates and again quick to get back to you Reviewed on: 16th January 2026

I received the money very fast.

I received the money very fast.Thank you,Zopa! Reviewed on: 16th January 2026

Excellent Service

I applied for a loan and within minutes it was approved and I had the money in my bank account. First class service. Reviewed on: 16th January 2026

a loan out with Zopa, and I have to say the s...

I took a loan out with Zopa, and I have to say the service was quick and efficient and Zopa is highly recommended for its customer service compared to other lenders. Me personally would choose Zopa and would highly recommend anyone out their looking for a personal loan for anything like consolidation home improvements etc etc. Reviewed on: 16th January 2026

User friendly service!

Quick and easy to use service with excellent rates of APR Reviewed on: 16th January 2026

It was so good to speak to an actual person than lis...

It was so good to speak to an actual person than listened, answered questions and was very polite and friendly. Reviewed on: 16th January 2026

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