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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa is Amazing.

So easy to use and everything is so clear to understand Reviewed on: 16th January 2026

I was amazed when I got excepted for a loan it reall...

I was amazed when I got excepted for a loan it really helped me financially I managed to sort all my other debts out Reviewed on: 16th January 2026

Quick and easy to apply, quick response

Quick and easy to apply, quick response Reviewed on: 16th January 2026

I took a loan out with Zopa and it was so efficient...

I took a loan out with Zopa and it was so efficient and easy. Reviewed on: 16th January 2026

Very good and professional service

Very good and professional service Reviewed on: 16th January 2026

Exactly what I needed.

Exactly what I needed. Extremely easy to navigate Reviewed on: 16th January 2026

Zopa a great financial friend

A great partnership to have at one's side for financial assistance just when required with swift and easy decisions on any projects you may have Reviewed on: 16th January 2026

Loan processing and approval was fast

Loan processing and approval was fast Reviewed on: 16th January 2026

Simple and straightforward.

Simple and straightforward. Easy to apply and stress free Reviewed on: 16th January 2026

Zopa is so easy to deal with

Zopa is so easy to deal with and offer excellent customer service. Reviewed on: 16th January 2026

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