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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy to apply, quick response

Quick and easy to apply, quick response Reviewed on: 16th January 2026

I took a loan out with Zopa and it was so efficient...

I took a loan out with Zopa and it was so efficient and easy. Reviewed on: 16th January 2026

Very good and professional service

Very good and professional service Reviewed on: 16th January 2026

Exactly what I needed.

Exactly what I needed. Extremely easy to navigate Reviewed on: 16th January 2026

Zopa a great financial friend

A great partnership to have at one's side for financial assistance just when required with swift and easy decisions on any projects you may have Reviewed on: 16th January 2026

Loan processing and approval was fast

Loan processing and approval was fast Reviewed on: 16th January 2026

Simple and straightforward.

Simple and straightforward. Easy to apply and stress free Reviewed on: 16th January 2026

Zopa is so easy to deal with

Zopa is so easy to deal with and offer excellent customer service. Reviewed on: 16th January 2026

Quick easy application and money in your account sam...

Quick easy application and money in your account same day. Reviewed on: 16th January 2026

Great customer service.

Great customer service. Money received fast. Reasonable rates Reviewed on: 16th January 2026

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