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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

My experience was smooth and the communication was b...

My experience was smooth and the communication was brilliant, definitely recommend. Reviewed on: 16th January 2026

Great service and fast payout set up app excellent

Great service and fast payout set up app excellent Reviewed on: 16th January 2026

Loan had less interest to pay than car finance

Loan had less interest to pay than car finance Reviewed on: 16th January 2026

Absolutely brilliant.

Absolutely brilliant. Quick and hassle free! Reviewed on: 16th January 2026

I like the APP is quick and easier and recently was...

I like the APP is quick and easier and recently was contacted by the customer service and was impressed by the service. Professional and nice. Will recommended any time Reviewed on: 16th January 2026

Process was easy and trouble-free from start to finish.

Process was easy and trouble-free from start to finish. Reviewed on: 16th January 2026

Simple, smooth and no hassle.

Simple, smooth and no hassle. just the way I like it. app is easy to navigate, finance in the palm of you hands. Reviewed on: 16th January 2026

Easy to apply instant decision kept up to date

Easy to apply instant decision kept up to date Reviewed on: 16th January 2026

Great service fantastic

Great service very helpful and help with any questions Reviewed on: 16th January 2026

Straightforward process with good information and su...

Straightforward process with good information and support Reviewed on: 16th January 2026

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