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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 11th Apr 2026
274400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026
TeeSOLAR's avatar
TeeSOLAR

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Professional friendly staff helpful and informative...

5
Professional friendly staff helpful and informative on the product I was interested in. My application was approved swiftly and was submitted to my bank. Reviewed on: 28th April 2025

Took a personal loan, good rate and fast payment

5
Took a personal loan, good rate and fast payment Reviewed on: 28th April 2025

Easy to apply decision in minutes and money paid ver...

5
Easy to apply decision in minutes and money paid very quickly into account once approved. Reviewed on: 28th April 2025

Zopa helped me when I needed a quick loan the money...

5
Zopa helped me when I needed a quick loan the money was in my account within three minutes. Absolutely fantastic service I recommend Zopa to anyone . Reviewed on: 28th April 2025

Fantastic service, fast and with great support , wit...

5
Fantastic service, fast and with great support , with good interest rates Reviewed on: 28th April 2025

Easy Application

5
I struggled to get a loan because of my age even though I had the income to pay with. They were amazing and made the application so easy and verified a couple of details and within two days I had my loan. Very organised. Reviewed on: 28th April 2025

Easy to use, helpful, informative

5
Easy to use, helpful, informative Reviewed on: 28th April 2025

Its a great credit card with great service

5
Its a great credit card with great service Reviewed on: 28th April 2025

Very fast response to any enquiry.

5
Very fast response to any enquiry. Fair loan repayments. Reviewed on: 27th April 2025

Excellent Customer Service

5
Simple and efficient loan application Reviewed on: 27th April 2025

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