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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Staff very helpful during phone calls

Staff very helpful during phone calls Reviewed on: 16th January 2026

Excellent service, fast transaction that was of gre...

Excellent service, fast transaction that was of great help when I needed it! Well done ! Recommend! Reviewed on: 16th January 2026

Easy would use again! -

Easy to navigate via the app - loan sorted quickly and easily Reviewed on: 16th January 2026

Straight forward and easy process

The whole process from start to having the funds transferred into my account were straight forward and easy a very refreshing experience in this complicated word Reviewed on: 16th January 2026

Very easy & using the app keeps me in control.

Very easy & using the app keeps me in control. Reviewed on: 16th January 2026

Was really quick and easy from start to finish

Was really quick and easy from start to finish Reviewed on: 16th January 2026

Review .

Really easy to use, have used a few times and being able to pay extra on the account is so helpful, the app is extremely easy and straightforward, no hidden agenda either, everything is easy to read and understand Reviewed on: 16th January 2026

Excellent service.

Excellent service. Friendly informed team that are happy to help. Reviewed on: 16th January 2026

Easiest way to manage loans

Easy to apply, manage and settle (if appropriate) through the app. Great communications too (eg. letting me know how processes are proceeding). Reviewed on: 16th January 2026

Quick easy loan.

Needed a loan, and i applied and recieved the loan really quickly. Really easy to apply. Reviewed on: 16th January 2026

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