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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Reliable and easy to repay

I've had numerous loans with zopa. They've all been processed quickly but efficiently. The best part is how easy it is to make an overpayment so is can repay the loan faster and with less interest. Reviewed on: 16th January 2026

Applying for the loan was very easy and uncomplicated.

Applying for the loan was very easy and uncomplicated. The online application was easy to complete and it straightforward to upload the documents to complete verification. An email was received explaining the next steps in the process. After a couple of days I had a telephone conversation with an agent from Zopa to make sure that I was happy with offer and that I understood all the legalities. Within a couple of hours the money had transferred to my bank account. Reviewed on: 16th January 2026

Needed help with money purchasing a car Zopa were br...

Needed help with money purchasing a car Zopa were brilliant and understanding and made it a really simple process the advisers are very friendly and professional all sorted very quickly I will definitely use them again in the future and recommend to family and friends Reviewed on: 16th January 2026

Very honest and very helpful with quick service

Very honest and very helpful with quick service Reviewed on: 16th January 2026

Found it quick and easy to apply and staff where rea...

Found it quick and easy to apply and staff where really good just took a few clicks and a phone call to get loan Reviewed on: 16th January 2026

It was good and customer service was good

It was good and customer service was good Reviewed on: 16th January 2026

I got very good experience from Zopa e ask one loan...

I got very good experience from Zopa e ask one loan and i dint take long time to get Reviewed on: 16th January 2026

From applying to receiving the monies into my accoun...

From applying to receiving the monies into my account was so quick and simple. Reviewed on: 16th January 2026

Excellent response

Very quick response and excellent communication Reviewed on: 16th January 2026

Sensible Zopa

Zopa are very measured in their lending, never allowing you to overstretch and provide excellent advice for increasing eligibility. Reviewed on: 16th January 2026

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