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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent service, first class company I would recom...

Excellent service, first class company I would recommend to everybody Reviewed on: 16th January 2026

Easy to apply and stress free

I applied online via a comparison website and got ‘pre-approved’ by several lenders. The quotes varied greatly with ZOPA being the best. The next step was stress free and very easy to complete. Reviewed on: 16th January 2026

Zopa has been there when needed, and very trusted le...

Zopa has been there when needed, and very trusted lender. Reviewed on: 16th January 2026

I was struggling with some bills went on line to Zop...

I was struggling with some bills went on line to Zopa got accepted it was quick and efficient highly recommend them Reviewed on: 16th January 2026

Very easy and convenient process

Easy to find important details of the loan, apply/verify and very convenient. Excellent communications and very quick once approved Reviewed on: 16th January 2026

Wonderful

Zopa have been brilliant and couldn't do more to help me. Zopa are extremely good at showing you how much you owe with your account. Would recommend to anyone Reviewed on: 16th January 2026

Clear, straightforward, and reliable

I've had a very positive experience with Zopa. The application process was straightforward, rates were competitive, and everything has been clear and transparent from the outset. Managing my loans has been simple, with predictable repayments and great visibility on my balances. Overall, Zopa has made it easy to borrow responsibly and plan repayments confidently. Reviewed on: 16th January 2026

Very good brilliant definitely recommend

Very good brilliant definitely recommend Reviewed on: 16th January 2026

The application process was very straightforward and...

The application process was very straightforward and easy to follow. Everything was clearly explained, and I felt supported at every step. The decision was quick and the whole experience was smooth and stress-free. I would definitely recommend Zopa to others. Reviewed on: 16th January 2026

Had a few big appliances around the house that neede...

Had a few big appliances around the house that needed updating and the loan came in very handy, had no problems getting the loan everything went through very smoothly with no problems. Thank you zopa. Reviewed on: 16th January 2026

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