Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very good service no hassle I asked for a loan and I...

Very good service no hassle I asked for a loan and I had an answer in very fast time Reviewed on: 16th January 2026

I was surprised at the efficiency that went into rec...

I was surprised at the efficiency that went into recording my loan and I mean that in a good way. Reviewed on: 16th January 2026

Excellent service, first class company I would recom...

Excellent service, first class company I would recommend to everybody Reviewed on: 16th January 2026

Easy to apply and stress free

I applied online via a comparison website and got ‘pre-approved’ by several lenders. The quotes varied greatly with ZOPA being the best. The next step was stress free and very easy to complete. Reviewed on: 16th January 2026

Zopa has been there when needed, and very trusted le...

Zopa has been there when needed, and very trusted lender. Reviewed on: 16th January 2026

I was struggling with some bills went on line to Zop...

I was struggling with some bills went on line to Zopa got accepted it was quick and efficient highly recommend them Reviewed on: 16th January 2026

Very easy and convenient process

Easy to find important details of the loan, apply/verify and very convenient. Excellent communications and very quick once approved Reviewed on: 16th January 2026

Wonderful

Zopa have been brilliant and couldn't do more to help me. Zopa are extremely good at showing you how much you owe with your account. Would recommend to anyone Reviewed on: 16th January 2026

Clear, straightforward, and reliable

I've had a very positive experience with Zopa. The application process was straightforward, rates were competitive, and everything has been clear and transparent from the outset. Managing my loans has been simple, with predictable repayments and great visibility on my balances. Overall, Zopa has made it easy to borrow responsibly and plan repayments confidently. Reviewed on: 16th January 2026

Very good brilliant definitely recommend

Very good brilliant definitely recommend Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Clockwise Credit Union 4.79 from 4558 reviews
Personal loan
from Everyday Loans 4.80 from 4955 reviews
Loans
from Manchester Credit Union 4.85 from 4143 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub