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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

The application process was very straightforward and...

The application process was very straightforward and easy to follow. Everything was clearly explained, and I felt supported at every step. The decision was quick and the whole experience was smooth and stress-free. I would definitely recommend Zopa to others. Reviewed on: 16th January 2026

Had a few big appliances around the house that neede...

Had a few big appliances around the house that needed updating and the loan came in very handy, had no problems getting the loan everything went through very smoothly with no problems. Thank you zopa. Reviewed on: 16th January 2026

Fast flexible and great app!

Fast flexible and great app! Found the website and the comms very good and easy to use Reviewed on: 16th January 2026

Instant results friendly service and great results...

Instant results friendly service and great results very informative Reviewed on: 16th January 2026

Excellet !!!

Professional, Informative, Quick, excellent Customer Service Reviewed on: 16th January 2026

Happy experience

App is easy to use, had no problems what so ever Reviewed on: 16th January 2026

Easy to arrange in one simple call

Easy to arrange one simple call no hassle Reviewed on: 16th January 2026

It was quick with quotes and reasonable too ans rece...

It was quick with quotes and reasonable too ans received my money quickly Reviewed on: 16th January 2026

Very easy 5*

Very easy to apply, great fast service, no jargon Reviewed on: 16th January 2026

Live chat is very helpful

Live chat is very helpful, very understanding with late payment over Christmas period Reviewed on: 16th January 2026

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