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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I needed to consolidate my finances

I needed a loan to consolidate my finances and I applied with zopa.. I received the loan mere minutes later and the interest repayment was much lower than my previous loan which was a smaller amount than the 1 I had from zopa. Would recommend and use again in the future. Reviewed on: 16th January 2026

Excellent service.

Excellent service. Very professional and easy to deal with Reviewed on: 16th January 2026

Fast efficient company whom I would recommend to any...

Fast efficient company whom I would recommend to anyone. Reviewed on: 16th January 2026

Consolidated

Ease from start to finish, also notifications of any changes in good time Reviewed on: 16th January 2026

Quick easy and efficient service

Easy forms quick and efficient service friendly and helpful staff Reviewed on: 16th January 2026

Trustable website

It was not complicated to follow the instructions. Zopa is honest Reviewed on: 16th January 2026

Professional and reliable .

Were fast and prompt reply to my request for a loan. Thank you. Highly recommend them Reviewed on: 16th January 2026

The loan process was quick and easy.

The loan process was quick and easy. The customer service is very efficient and friendly Reviewed on: 16th January 2026

Needed a loan and was incredibly easy to arrange.

Needed a loan and was incredibly easy to arrange. Excellent advice on being careful with credit and good functions for monitoring repayments and options for paying extra Reviewed on: 16th January 2026

Nice and quick really.

Nice and quick really. Easy process although I need to download the app. Just short of time. Reviewed on: 16th January 2026

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