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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy to use the app.

4
Easy to use the app. Very efficient when applying for a loan. Everything went smoothly. Reviewed on: 16th January 2026

Fast and friendly

5
Professional staff who know what they are talking about. Reviewed on: 16th January 2026

The besr

5
Always helpful friendly staff and efficient Reviewed on: 16th January 2026

It’s fast easy and excellent service

5
It’s fast easy and excellent service Reviewed on: 16th January 2026

I took a loan out to purchase a new car

5
I took a loan out to purchase a new car and it was quick and simple the money was in my bank the same day. I wanted to change the day payments were taken out and this was easily done within the app with no hassle Reviewed on: 16th January 2026

Very helpful from start to finish.

5
Very helpful from start to finish. The lady I spoke to who called me for additional information was just so lovely. She gave me additional info as I went through DV and mentioned it and I had just lost my father also. Very empathetic and spoke to me like a person not like a number like other companies. Reviewed on: 16th January 2026

The service provided was very informative

5
The service provided was very informative Reviewed on: 16th January 2026

Great experience - Easy to deal with

5
Great experience - Easy to deal with Reviewed on: 16th January 2026

Fast and money in my account just after I finished m...

5
Fast and money in my account just after I finished my application Reviewed on: 16th January 2026

Very happy

5
Always quick reliable service , very informative and feel safe Reviewed on: 16th January 2026

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