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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

New car Clutch

needed a new clutch on my car and was able to get a loan with no hassle or problem with zopa and the interest on the loan was the best around i am a very happy customer and wont think twice about using them again should the need arise Reviewed on: 16th January 2026

Applications

Application is quick, straightforward and mostly online with decisions often provided rapidly. Reviewed on: 16th January 2026

Competitive rates and easy to use app

Competitive rates and easy to use app Reviewed on: 16th January 2026

Very simple application and process.

Very simple application and process. Reviewed on: 16th January 2026

Worth the effort.

Needed a loan recently and saw Zopa were coming up in my searches, I done an online quote and was happy with the figures & applied, I received a call a day later, we went through a few questions and my application was accepted, no hassle, friendly customer service and straight forward. Reviewed on: 16th January 2026

Excellent service highly recommend

From applying on Line for a Loan. The Site was easy to navigate and then I received a phone call and a quick response Reviewed on: 16th January 2026

No faff and straight forward lenders

No faff and straight forward lenders Reviewed on: 16th January 2026

Great app - great people - best card experience I’ve...

Great app - great people - best card experience I’ve ever had. Really happy! Reviewed on: 16th January 2026

I always know what offers are available to me withou...

I always know what offers are available to me without being pushy. The app is very easy to use, especially to make payments. Reviewed on: 16th January 2026

Experience with ZOPA

Had a nice smooth experience with ZOPA. This is the 2nd time I’ve used them and I’d definitely recommend to anyone Reviewed on: 16th January 2026

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