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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy and quick to get

Zopa made it very easy to get the loan and quick. With a credit score like I had when I applied for the loan the amount I pay back is very good and very reasonable. They always keep me informed when my next payment is due just incase I forget which is also good so I make sure i have got enough in to pay back. Reviewed on: 16th January 2026

Great customer service

Your customer advisor was professional, kind and patient Reviewed on: 16th January 2026

Easy to apply once accepted money paid straight away...

Easy to apply once accepted money paid straight away no hassle excellent service and zopa keeps you well informed about their services afterwards nodrawbacks Reviewed on: 16th January 2026

On applying for a loan I was very impressed with how...

On applying for a loan I was very impressed with how quickly and easily Zopa dealt with my request and the gentleman who contacted me from Zopa was pleasant and efficient. Reviewed on: 16th January 2026

Fast and love the app, great communication and service.

Fast and love the app, great communication and service. Reviewed on: 16th January 2026

Very prompt and efficient Money was transferred qu...

Very prompt and efficient Money was transferred quickly Reviewed on: 16th January 2026

Great service highly recommend no trouble

Great service highly recommend no trouble Reviewed on: 16th January 2026

Professional, prompt and efficient customer service

Professional, prompt and efficient customer service Reviewed on: 16th January 2026

The application was quick and easy to navigate and t...

The application was quick and easy to navigate and the money was in my account within 5 mins.The app also makes it easy to manage everything to . Reviewed on: 16th January 2026

Zopa has changed my life by consolidating my debts a...

Zopa has changed my life by consolidating my debts and reduced my interest Reviewed on: 16th January 2026

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