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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69065 reviews)

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4.95

Based on 69,064 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very simple app to use, quick response time to appli... Very simple app to use, quick response time to application. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69065)

Great app - great people - best card experience I’ve...

Great app - great people - best card experience I’ve ever had. Really happy! Reviewed on: 16th January 2026

I always know what offers are available to me withou...

I always know what offers are available to me without being pushy. The app is very easy to use, especially to make payments. Reviewed on: 16th January 2026

Experience with ZOPA

Had a nice smooth experience with ZOPA. This is the 2nd time I’ve used them and I’d definitely recommend to anyone Reviewed on: 16th January 2026

Easy to work with , clear information and timely res...

Easy to work with , clear information and timely responses Reviewed on: 16th January 2026

absolutely brilliant and easy to use service no mess...

absolutely brilliant and easy to use service no messing about and no hidden agenda Reviewed on: 16th January 2026

Very good customer service and helpful

Very good customer service and helful. Reviewed on: 16th January 2026

Great company with competitive rates.

Great company with competitive rates. They really go above and beyond in customer service. Application process very easy and you can keep track on the app. Would definitely recommend Reviewed on: 16th January 2026

Always helpful.

Always helpful. Quick decision on loans Reviewed on: 16th January 2026

Quick easy and value for money.

Quick easy and value for money. Form on line was simple and money in account in minutes. Reviewed on: 16th January 2026

Highly recommend zopa

Easy to navigate. Simple application from start to finish! Money transferred within 5 minutes. Ease to use app to manage my loan. Reviewed on: 16th January 2026

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