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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

The money was in my account very fast and it's reall...

The money was in my account very fast and it's really easy and straightforward to keep on top of with the app Reviewed on: 16th January 2026

It was done so quick and service with a smile easy

It was done so quick and easy no stress I was in my bank account very quickly Reviewed on: 16th January 2026

Great service and excellent company

Great service and excellent company Reviewed on: 16th January 2026

Very quick and easy to arrange the loan and have fun...

Very quick and easy to arrange the loan and have funds paid into my account Reviewed on: 16th January 2026

Quick and easy to set up and pay

Quick and easy to set up and pay Reviewed on: 16th January 2026

Great Zopa bank!

Great Zopa bank!Fast applying and fast decision!Easy to use and understand!Really like it! Reviewed on: 16th January 2026

I love this bank.

I love this bank. They really value their customers Reviewed on: 16th January 2026

Excellent service

Excellent service, speedy process with an affordable loan Reviewed on: 16th January 2026

It was so quick and easy to dwal with Zopa

It was so quick and easy to dwal with Zopa Reviewed on: 16th January 2026

Got credit card no problem at all which I’m very hap...

Got credit card no problem at all which I’m very happy with, then on the app it says I was eligible for a loan with a good apr I applied and money was in my bank within approximately 45-60 seconds and I’m managing credit card and loan repayments very well so I’m very satisfied many thanks Reviewed on: 16th January 2026

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