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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Exceptional service very understanding

Exceptional service very understanding Reviewed on: 16th January 2026

All All good

All good , very easy to manage , app work perfectly Reviewed on: 16th January 2026

Totally hassle free and easy to apply

Totally hassle free and easy to apply Reviewed on: 16th January 2026

Easy and supportive service, no hassle and great rat...

Easy and supportive service, no hassle and great rates and value. Reviewed on: 16th January 2026

Easy from start to finish.

Easy from start to finish. Excellent provider. Reviewed on: 16th January 2026

Easy and straight forward aplication!

Easy and straight forward aplication! Reviewed on: 16th January 2026

Swift Loan

It was very quick easy to understand the documentation and hassle free. Reviewed on: 16th January 2026

Excellent service

I applied for a small loan to consolidate my finances. The process was quick and straightforward. After it was approved, the money was in my account with the hour. Altogether, a stress free experience. I cannot comment on customers services as I have never needed to contact them. Reviewed on: 16th January 2026

The money was in my account very fast and it's reall...

The money was in my account very fast and it's really easy and straightforward to keep on top of with the app Reviewed on: 16th January 2026

It was done so quick and service with a smile easy

It was done so quick and easy no stress I was in my bank account very quickly Reviewed on: 16th January 2026

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