Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent money in bank straight away

Excellent money in bank straight away Reviewed on: 16th January 2026

Car Finance Loan - Amazing

I needed a car finance loan and Zopa were extremely helpful and most important very quick with my needs being met! Reviewed on: 16th January 2026

Exceptional service very understanding

Exceptional service very understanding Reviewed on: 16th January 2026

All All good

All good , very easy to manage , app work perfectly Reviewed on: 16th January 2026

Totally hassle free and easy to apply

Totally hassle free and easy to apply Reviewed on: 16th January 2026

Easy and supportive service, no hassle and great rat...

Easy and supportive service, no hassle and great rates and value. Reviewed on: 16th January 2026

Easy from start to finish.

Easy from start to finish. Excellent provider. Reviewed on: 16th January 2026

Easy and straight forward aplication!

Easy and straight forward aplication! Reviewed on: 16th January 2026

Swift Loan

It was very quick easy to understand the documentation and hassle free. Reviewed on: 16th January 2026

Excellent service

I applied for a small loan to consolidate my finances. The process was quick and straightforward. After it was approved, the money was in my account with the hour. Altogether, a stress free experience. I cannot comment on customers services as I have never needed to contact them. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from Personal Loans 4U (inactive company) 4.46 from 23 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews
Personal Loan
from London Plus Credit Union 3.91 from 3 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub