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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69063 reviews)

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4.95

Based on 69,063 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant service. Brilliant service. Easy to use, quick decision and transfer. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69063)

Great customer service

Your customer advisor was professional, kind and patient Reviewed on: 16th January 2026

Easy to apply once accepted money paid straight away...

Easy to apply once accepted money paid straight away no hassle excellent service and zopa keeps you well informed about their services afterwards nodrawbacks Reviewed on: 16th January 2026

On applying for a loan I was very impressed with how...

On applying for a loan I was very impressed with how quickly and easily Zopa dealt with my request and the gentleman who contacted me from Zopa was pleasant and efficient. Reviewed on: 16th January 2026

Fast and love the app, great communication and service.

Fast and love the app, great communication and service. Reviewed on: 16th January 2026

Very prompt and efficient Money was transferred qu...

Very prompt and efficient Money was transferred quickly Reviewed on: 16th January 2026

Great service highly recommend no trouble

Great service highly recommend no trouble Reviewed on: 16th January 2026

Professional, prompt and efficient customer service

Professional, prompt and efficient customer service Reviewed on: 16th January 2026

The application was quick and easy to navigate and t...

The application was quick and easy to navigate and the money was in my account within 5 mins.The app also makes it easy to manage everything to . Reviewed on: 16th January 2026

Zopa has changed my life by consolidating my debts a...

Zopa has changed my life by consolidating my debts and reduced my interest Reviewed on: 16th January 2026

Walk in the park

Customers are treated like family nothing is too difficult for Zopa to help you with.the correct product at the other end of a phone. Reviewed on: 16th January 2026

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