Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Good service and helpful.

Good service and helpful. Staff information good Reviewed on: 16th January 2026

Brilliant service and helpful nothing too much troub...

Brilliant service and helpful nothing too much trouble to help you when you need it most Reviewed on: 16th January 2026

Zopa was quick ,on the ball and tremendous to deal...

Zopa was quick ,on the ball and tremendous to deal with Reviewed on: 16th January 2026

Excellent.

Excellent. Very easy application Reviewed on: 16th January 2026

Easy process, and quick response.

Easy process, and quick response. Reviewed on: 16th January 2026

Super quick to approve.

Super quick to approve. Great documentation. Transparent process. Reviewed on: 16th January 2026

So efficient and brilliant services

So efficient and brilliant services Reviewed on: 16th January 2026

Very good excellent and highly recommend

Very good service and I would highly recommend Reviewed on: 16th January 2026

Excellent money in bank straight away

Excellent money in bank straight away Reviewed on: 16th January 2026

Car Finance Loan - Amazing

I needed a car finance loan and Zopa were extremely helpful and most important very quick with my needs being met! Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Halifax 4.37 from 39 reviews
Bridging Loan
from Fincorp 0.00 from 0 reviews
Personal loans
from Abound 4.80 from 18259 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub