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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,063 reviews, last reviewed 18th Apr 2026
0% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
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Latest highest rating:

5

Brilliant service. Brilliant service. Easy to use, quick decision and transfer. Reviewed on: 18th April 2026
Victoria B's avatar
Victoria B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69063)

It was done so quick and service with a smile easy

5
It was done so quick and easy no stress I was in my bank account very quickly Reviewed on: 16th January 2026
Steven Blenkinsop's avatar
Steven Blenkinsop

Great service and excellent company

5
Great service and excellent company Reviewed on: 16th January 2026
R S's avatar
R S

Very quick and easy to arrange the loan and have fun...

5
Very quick and easy to arrange the loan and have funds paid into my account Reviewed on: 16th January 2026
David R's avatar
David R

Quick and easy to set up and pay

5
Quick and easy to set up and pay Reviewed on: 16th January 2026
Mark J's avatar
Mark J

Great Zopa bank!

5
Great Zopa bank!Fast applying and fast decision!Easy to use and understand!Really like it! Reviewed on: 16th January 2026
Stoyanka Nikolova's avatar
Stoyanka Nikolova

I love this bank.

5
I love this bank. They really value their customers Reviewed on: 16th January 2026
Mimi's avatar
Mimi

Excellent service

5
Excellent service, speedy process with an affordable loan Reviewed on: 16th January 2026
Chris C's avatar
Chris C

It was so quick and easy to dwal with Zopa

5
It was so quick and easy to dwal with Zopa Reviewed on: 16th January 2026
C G's avatar
C G

Got credit card no problem at all which I’m very hap...

5
Got credit card no problem at all which I’m very happy with, then on the app it says I was eligible for a loan with a good apr I applied and money was in my bank within approximately 45-60 seconds and I’m managing credit card and loan repayments very well so I’m very satisfied many thanks Reviewed on: 16th January 2026
Andrew b's avatar
Andrew b

Easy and quick to get

5
Zopa made it very easy to get the loan and quick. With a credit score like I had when I applied for the loan the amount I pay back is very good and very reasonable. They always keep me informed when my next payment is due just incase I forget which is also good so I make sure i have got enough in to pay back. Reviewed on: 16th January 2026
Mutley's avatar
Mutley

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