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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great communication l, no issues whatsoever

Great communication l, no issues whatsoever Reviewed on: 16th January 2026

It was a super efficient process that was all dealt...

It was a super efficient process that was all dealt with ease.. would recommend. Reviewed on: 16th January 2026

Bedy in the business

Superfast approval Within 48 hours Reviewed on: 16th January 2026

Great loan and fast payment.

I have a credit card with Zopa when I got offered the loan. It was a great price for only 2 years and was really simple to apply and get accepted. Also got the money into my bank account fast. Reviewed on: 16th January 2026

I found it easy and straightforward to get my loan.

I found it easy and straightforward to get my loan. Thankyou Reviewed on: 16th January 2026

I find Zopa easy to bank with and I trust them with...

I find Zopa easy to bank with and I trust them with help with money , I haven’t got everything I’ve applied for but hopefully I’ll win the £1000 and beside zoo is great Reviewed on: 16th January 2026

Quick and easy to apply, answer straight away.

Quick and easy to apply, answer straight away. Tells you all the details needed so you know where you are through every step of the process Reviewed on: 16th January 2026

Very easy and quick process.

Very easy and quick process. I’ve used Zopa a few times and have always been pleased about the service. Reviewed on: 16th January 2026

Needed a loan for house improvements and zopa loans...

Needed a loan for house improvements and zopa loans was so easy to use and quick with decision and money in the bank within hours Reviewed on: 16th January 2026

Great provider

Received a loan with absolutely no issues, very quick and efficient Reviewed on: 16th January 2026

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