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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Amazingingly simple

Zopa made applying for a loan so easy and uncomplicated. It was fast and put me at ease. Amazing! Reviewed on: 16th January 2026

Efficient smooth process with pleasant calm advisor.

Efficient smooth process with pleasant calm advisor. Non judgmental and patient Reviewed on: 16th January 2026

Simple, fast and reliable

Zopa Loans made borrowing easy and transparent. The application was quick, rates were competitive, and there were no hidden fees. Their app makes managing payments simple, and customer service is helpful and responsive. Overall, a reliable and hassle-free option for a personal Reviewed on: 16th January 2026

I have a Credit card and 2 loans with Zopa.

I have a Credit card and 2 loans with Zopa. great value and no issues. I also recommended Zopa to my son who got finance for his car through Zopa with a nice easy to understand process. will continue to use Zopa for many years to come Reviewed on: 16th January 2026

Zopa hand in hand

Every step of the way Zopa was there for me Reviewed on: 16th January 2026

Quick and simple.

Quick and simple. Explained everything simple and in easy to understand it Reviewed on: 16th January 2026

Simple application process

It was very easy and quick to go through the application form for a loan Reviewed on: 16th January 2026

Tidy up the finances

I needed to tidy up my finances after a change in circumstances. I took out a loan which was very quick and easy, I pay a better rate of interest and the app is so easy to use. Really good service. Reviewed on: 16th January 2026

Would recommend

Quick decision, easy application process, kept well informed of progress Reviewed on: 16th January 2026

It was very easy to apply for a personal loan and I...

It was very easy to apply for a personal loan and I received a quick and efficient answer to my application Reviewed on: 16th January 2026

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