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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

A very quick & simple process

A very quick & easy process to purchase the dream car. Reviewed on: 16th January 2026

Very good no problems what so ever

Very good no problems what so ever Reviewed on: 16th January 2026

Takes the hassle out of finance

Very easy setup process, takes the hassle out of applying for finance Reviewed on: 16th January 2026

Best help I could get in time of need.

Best help I could get in time of need. Excellent service. Reviewed on: 16th January 2026

Zopa bank

Exfficient and quick. Excellent customer services Reviewed on: 16th January 2026

They are 110% satisfaction I will always recommend e...

They are 110% satisfaction I will always recommend every time Reviewed on: 16th January 2026

Simple, quick and easy process

Easy and quick process in getting a loan Reviewed on: 16th January 2026

Excellent

Perfect, couldn't ask for more, very straightforward Reviewed on: 16th January 2026

Simple application, fast payout, simples!

Simple application, fast payout, simples! Reviewed on: 16th January 2026

Fast and efficient service.

Fast and efficient service with very competitive repayments. Reviewed on: 16th January 2026

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