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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69073 reviews)

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4.95

Based on 69,073 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good customer service helpful Very good customer service helpful Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69073)

The first and the best!

The first and the best! I had a great experience with the loan process! Reviewed on: 16th January 2026

Quick easy and money in bank straight away

Quick easy and money in bank straight away Reviewed on: 16th January 2026

Incredibly speedy application and funding.

Incredibly speedy application and funding. New to this company but very happy with the service. Reviewed on: 16th January 2026

Professional and efficient service.

Professional and efficient service. The communication is also quite good. Reviewed on: 16th January 2026

Zopa’s personal loan

I appreciate the agility and flexibility offered bu Zopa, which allowed me to support a few projects being able to repay at my own speed Reviewed on: 16th January 2026

Excellent service had a decision within an hour abou...

Excellent service had a decision within an hour about my loan, I looked at other loan companies but the interest was ridiculous but my loan with zopa was fair and affordable Reviewed on: 16th January 2026

It's has been an excellent experience having Zopa wi...

It's has been an excellent experience having Zopa with me during difficult financial time. The bank made life easy without stress. Kindly give them a trial . Reviewed on: 16th January 2026

Very easy to apply and great response

Applied and got the money same day and a good rate Reviewed on: 16th January 2026

Just one of the best companies I’ve ever dealt with.

Just one of the best companies I’ve ever dealt with. The app is great too. Reviewed on: 16th January 2026

Easy to recommend .

Very simple process , private and straightforward. Quick decision , easy to recommend Reviewed on: 16th January 2026

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