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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

First Class!!

Absolutely first class, first time I’ve used them but would definitely recommend to anyone, absolutely seamless to use! Reviewed on: 16th January 2026

Quick, reliable and friendly service that doesn't me...

Quick, reliable and friendly service that doesn't mess around, just does the job! Reviewed on: 16th January 2026

Fast application and funds available immediately

Fast application and funds available immediately Reviewed on: 16th January 2026

Fast reliable service.aname you can trust

Fast reliable service. Prompt reminders sent. Account accessible 24/7. A name you can trust Reviewed on: 16th January 2026

Quick easy and stress free.

Quick easy and stress free. All done on the app so no feeling awkward Reviewed on: 16th January 2026

Just easy to use, quick decision on loans.

Just easy to use, quick decision on loans. Quick responses to questions. Reviewed on: 16th January 2026

Always helped me when needed

Always helped me when needed and easy yo understand. They give fast answers and good explanation where needed. Reviewed on: 16th January 2026

Loans are quick and easy to arrange & manage!

Quick and easy to arrange… once approved, money arrives in bank super fast!! Easy to keep eye on what’s owed, next payment due, and to pay extra instalment's via the app! Reviewed on: 16th January 2026

A very quick & simple process

A very quick & easy process to purchase the dream car. Reviewed on: 16th January 2026

Very good no problems what so ever

Very good no problems what so ever Reviewed on: 16th January 2026

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