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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Highly recommend!

Very easy to apply and received the loan within minutes! Many thanks, Zopa! Reviewed on: 16th January 2026

Great Service - Great Team

Fantastic service and everybody i spoke to helped me with the process Reviewed on: 16th January 2026

Zopa Loan

Applied online. Accepted for loan immediately and the money was in my account in less than 2 hours. Reviewed on: 16th January 2026

excellent service applied and got a decision virtual...

excellent service applied and got a decision virtually straight away Reviewed on: 16th January 2026

Quick quick and efficient and efficient.

Quick and efficient.no hassle.wld recommend absolutely!!. Reviewed on: 16th January 2026

So easy to apply and straight into my bank account t...

So easy to apply and straight into my bank account the next day Reviewed on: 16th January 2026

Loan application

Easy and simple process and very quick to deal with Reviewed on: 16th January 2026

Quick & easy

Quick & easy balance transfer card process. Instant decision. Very happy with the service! Reviewed on: 16th January 2026

quick and easy to apply and quick response

quick and easy to apply and quick response Reviewed on: 16th January 2026

Easy process, simple to organise.

Easy process, simple to organise. Great service Reviewed on: 16th January 2026

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