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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,071 reviews, last reviewed 19th Apr 2026
7% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy application and quick process Very easy application and quick process Reviewed on: 19th April 2026
Steph's avatar
Steph

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
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Zopa Personal loan reviews (69071)

Quick, reliable and friendly service that doesn't me...

5
Quick, reliable and friendly service that doesn't mess around, just does the job! Reviewed on: 16th January 2026
Karen's avatar
Karen

Fast application and funds available immediately

5
Fast application and funds available immediately Reviewed on: 16th January 2026
Khadisha J's avatar
Khadisha J

Fast reliable service.aname you can trust

5
Fast reliable service. Prompt reminders sent. Account accessible 24/7. A name you can trust Reviewed on: 16th January 2026
Tracy s's avatar
Tracy s

Quick easy and stress free.

5
Quick easy and stress free. All done on the app so no feeling awkward Reviewed on: 16th January 2026
Ian G's avatar
Ian G

Just easy to use, quick decision on loans.

5
Just easy to use, quick decision on loans. Quick responses to questions. Reviewed on: 16th January 2026
Jonathan F's avatar
Jonathan F

Always helped me when needed

5
Always helped me when needed and easy yo understand. They give fast answers and good explanation where needed. Reviewed on: 16th January 2026
jason's avatar
jason

Loans are quick and easy to arrange & manage!

5
Quick and easy to arrange… once approved, money arrives in bank super fast!! Easy to keep eye on what’s owed, next payment due, and to pay extra instalment's via the app! Reviewed on: 16th January 2026
D's avatar
D

A very quick & simple process

5
A very quick & easy process to purchase the dream car. Reviewed on: 16th January 2026
David P's avatar
David P

Very good no problems what so ever

5
Very good no problems what so ever Reviewed on: 16th January 2026
Raye H's avatar
Raye H

Takes the hassle out of finance

5
Very easy setup process, takes the hassle out of applying for finance Reviewed on: 16th January 2026
Paul M's avatar
Paul M

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