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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I applied for a loan and was amazed and pleased when...

I applied for a loan and was amazed and pleased when I got a response so quickly Reviewed on: 16th January 2026

It was simple, efficient and fast to apply.

It was simple, efficient and fast to apply. Really straightforward and I liked them so much I took a second loan at a later date. It made two tough situations really straightforward and took all the worry away. Perfect. Reviewed on: 16th January 2026

Thorough checks but done quickly

Thorough checks but done quickly Reviewed on: 16th January 2026

Excellent service delivery

Excellent service delivery from start to finish Al staff that I communicated where knowledgable and gave clear concise advice etc at all times I would recommend the company to anyone Reviewed on: 16th January 2026

Really recommend Zopa

They helped me by offering a credit card to help me build my credit rating. After a year, my car needed a repair I didnt have the cash for. They helped and offered me a loan with a great interest rate Reviewed on: 16th January 2026

Great service

Great service and app very easy to use Reviewed on: 16th January 2026

Easy to set up very quick and excellent service woul...

Easy to set up very quick and excellent service would highly recommend them to everyone many thanks Reviewed on: 16th January 2026

Fast loan for unexpected cost.

Needed a loan for unexpected cost. Found Zopa through money super market as I trust the site. Yiur application was quick and easy to use and all complete with img a couple of minutes which for me was great. Reviewed on: 16th January 2026

Good customer service, very quick on approved loan a...

Good customer service, very quick on approved loan after submission. Reviewed on: 16th January 2026

Always found support helpful and clear.

Always found support helpful and clear. Reviewed on: 16th January 2026

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