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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I have had loans from Zopa for the past 3 years and...

I have had loans from Zopa for the past 3 years and it’s been great. I have not had any issues with it at all. I would recommend Zopa to anyone looking for a loan. Their interest rates are obviously subject to personal circumstances. Reviewed on: 16th January 2026

Excellent service, hassle free.

Excellent service, hassle free. Speedy process which makes life so much easier. Reviewed on: 16th January 2026

Zopa has been excellent for me, quick, efficient and...

Zopa has been excellent for me, quick, efficient and overall first class service. Reviewed on: 16th January 2026

Fast and reliable.

Fast and reliable. Easy to use ap Reviewed on: 16th January 2026

The best

The best with the best offer and hassle-free you can do it No hidden costs Reviewed on: 16th January 2026

Received loan amount to my account swiftly

Received loan amount to my account swiftly Reviewed on: 16th January 2026

Awesome company

Gave me exactly what I needed to consolidate my debts in one affordable payment no catches can make additional payments easily, all round the best loan company I’ve dealt with over the years,the app is so customer friendly too great job Reviewed on: 16th January 2026

Best loan company I have ever dealt with.

Best loan company I have ever dealt with. Excellent App. I feel valued as a Customer, and the ease of customer journey is the most positive I have known. Reviewed on: 16th January 2026

Easy to apply, paid out within hours

Easy to apply, was paid out within hours and helped me cut down my outgoings by paying everything else off with the loan. Cheap interest rate also. Reviewed on: 16th January 2026

Swift and Competitive

Wanted a small loan quickly tompurchase a "special" present . Application was straightforward , rates very competitive, Approval swift and confirmation with future comms excellent Reviewed on: 16th January 2026

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