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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69069 reviews)

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4.95

Based on 69,069 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

back to me with regards t... Zopa were quick in getting back to me with regards to my application Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69069)

I made a loan for a holiday i was dreaming of and I...

I made a loan for a holiday i was dreaming of and I received the money in no time. Applying was really easy, everything was fast and easy. Thank you Zopa Reviewed on: 16th January 2026

Easy application and the money went into my account...

Easy application and the money went into my account instantly. Reviewed on: 16th January 2026

Easy and informative

Very easy to use, well explained, mobile app makes it easy to understand and notifications for direct debit help with finanical management Reviewed on: 16th January 2026

Needed a boiler replaced - in a hurry.

I needed to pay for a new boiler - in a hurry - Zopa provided a fast, straightforward, and simple solution. Everything was sorted out in a few minutes, enabling me to have central heating restored. Reviewed on: 16th January 2026

Quick and efficient!

Quick and efficient! The app is also very easy to use! Reviewed on: 16th January 2026

Highly recommend!

Very easy to apply and received the loan within minutes! Many thanks, Zopa! Reviewed on: 16th January 2026

Great Service - Great Team

Fantastic service and everybody i spoke to helped me with the process Reviewed on: 16th January 2026

Zopa Loan

Applied online. Accepted for loan immediately and the money was in my account in less than 2 hours. Reviewed on: 16th January 2026

excellent service applied and got a decision virtual...

excellent service applied and got a decision virtually straight away Reviewed on: 16th January 2026

Quick quick and efficient and efficient.

Quick and efficient.no hassle.wld recommend absolutely!!. Reviewed on: 16th January 2026

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