Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Would definitely recommend and use again excellent s...

Would definitely recommend and use again excellent service Reviewed on: 16th January 2026

Rates are a little high but service is good.

Rates are a little high but service is good. Reviewed on: 16th January 2026

Zopa a great company!

Easy to deal with and staff always friendly and helpful. A pleasure to deal with. Reviewed on: 16th January 2026

Very friendly staff and dealt with all my enquiries...

Very friendly staff and dealt with all my enquiries very quick and efficiently. Would recommend to all customers. Reviewed on: 16th January 2026

Fast and efficient, funds were in my account within...

Fast and efficient, funds were in my account within minutes at a reasonable rate Reviewed on: 16th January 2026

Always to hand if needed and always keeping customer...

Always to hand if needed and always keeping customers updated Reviewed on: 16th January 2026

Both loans have been effortless.

Both loans have been effortless. Easy and quick procedure with excellent customer service throughout Reviewed on: 16th January 2026

App is easy to use

App is easy to use and easy to apply, have reccomended to a few friends Reviewed on: 16th January 2026

Nice and easy and good customer service

Nice and easy and good customer service Reviewed on: 16th January 2026

Quick and efficient from time of requesting to recei...

Quick and efficient from time of requesting to receiving consolidation loan Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Sainsburys Bank 3.61 from 70 reviews
Personal loan
from Kroo 4.81 from 201 reviews
Loans
from Capital Credit Union 4.89 from 757 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub