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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

No fuss service

Easy to sort and implement with no fuss. Will recommend in the future. Thank you for your help. Reviewed on: 16th January 2026

Excellent service.

Excellent service. Good rates. Would recommend them. Reviewed on: 16th January 2026

Super clear and efficient application process.

Super clear and efficient application process. Swift payment of funds. Great app! Which helps me manage my finances. Thank you. Reviewed on: 16th January 2026

From start to finish excellent communication great c...

From start to finish excellent communication great competitive rates and ensured I was able to repay what I borrowed Reviewed on: 16th January 2026

I found it really easy to apply and i had no problem...

I found it really easy to apply and i had no problems, and money was in my bank really quick. Reviewed on: 16th January 2026

Easy to apply and quick decision

Easy to apply and quick decision Reviewed on: 16th January 2026

Quick to set up and quick to get the money...

Quick to set up and quick to get the money Reviewed on: 16th January 2026

From the day i joined they have been brilliant easy...

From the day i joined they have been brilliant easy to download and use the app, great service all round. Would recommend to family and friends. Keep up the great work. Reviewed on: 16th January 2026

Quick and easy.

Quick and easy. Helpful and simple to apply and money was dispensed quickly Reviewed on: 16th January 2026

Quick service and easy app access

Quick service and easy app access Reviewed on: 16th January 2026

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