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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69068 reviews)

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4.95

Based on 69,068 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

used Zopa for home improvements I’ve recently used Zopa when I was looking for a loan to finance some home improvements, and I honestly found the whole experience much easier than I ... Read more Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69068)

Awesome company

Gave me exactly what I needed to consolidate my debts in one affordable payment no catches can make additional payments easily, all round the best loan company I’ve dealt with over the years,the app is so customer friendly too great job Reviewed on: 16th January 2026

Best loan company I have ever dealt with.

Best loan company I have ever dealt with. Excellent App. I feel valued as a Customer, and the ease of customer journey is the most positive I have known. Reviewed on: 16th January 2026

Easy to apply, paid out within hours

Easy to apply, was paid out within hours and helped me cut down my outgoings by paying everything else off with the loan. Cheap interest rate also. Reviewed on: 16th January 2026

Swift and Competitive

Wanted a small loan quickly tompurchase a "special" present . Application was straightforward , rates very competitive, Approval swift and confirmation with future comms excellent Reviewed on: 16th January 2026

I applied for a loan and was amazed and pleased when...

I applied for a loan and was amazed and pleased when I got a response so quickly Reviewed on: 16th January 2026

It was simple, efficient and fast to apply.

It was simple, efficient and fast to apply. Really straightforward and I liked them so much I took a second loan at a later date. It made two tough situations really straightforward and took all the worry away. Perfect. Reviewed on: 16th January 2026

Thorough checks but done quickly

Thorough checks but done quickly Reviewed on: 16th January 2026

Excellent service delivery

Excellent service delivery from start to finish Al staff that I communicated where knowledgable and gave clear concise advice etc at all times I would recommend the company to anyone Reviewed on: 16th January 2026

Really recommend Zopa

They helped me by offering a credit card to help me build my credit rating. After a year, my car needed a repair I didnt have the cash for. They helped and offered me a loan with a great interest rate Reviewed on: 16th January 2026

Great service

Great service and app very easy to use Reviewed on: 16th January 2026

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