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Zopa: Personal loan reviews

4.95
Based on 69,067 reviews, last reviewed 19th Apr 2026
7% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Keith Foggon All straight forwasd staff were extremely helpful and knowledgeable Reviewed on: 19th April 2026
Keith foggon's avatar
Keith foggon

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69067)

App is easy to use

5
App is easy to use and easy to apply, have reccomended to a few friends Reviewed on: 16th January 2026

Nice and easy and good customer service

5
Nice and easy and good customer service Reviewed on: 16th January 2026

Quick and efficient from time of requesting to recei...

5
Quick and efficient from time of requesting to receiving consolidation loan Reviewed on: 16th January 2026

I have had loans from Zopa for the past 3 years and...

5
I have had loans from Zopa for the past 3 years and it’s been great. I have not had any issues with it at all. I would recommend Zopa to anyone looking for a loan. Their interest rates are obviously subject to personal circumstances. Reviewed on: 16th January 2026

Excellent service, hassle free.

5
Excellent service, hassle free. Speedy process which makes life so much easier. Reviewed on: 16th January 2026

Zopa has been excellent for me, quick, efficient and...

5
Zopa has been excellent for me, quick, efficient and overall first class service. Reviewed on: 16th January 2026

Fast and reliable.

5
Fast and reliable. Easy to use ap Reviewed on: 16th January 2026

The best

5
The best with the best offer and hassle-free you can do it No hidden costs Reviewed on: 16th January 2026

Received loan amount to my account swiftly

5
Received loan amount to my account swiftly Reviewed on: 16th January 2026

Awesome company

5
Gave me exactly what I needed to consolidate my debts in one affordable payment no catches can make additional payments easily, all round the best loan company I’ve dealt with over the years,the app is so customer friendly too great job Reviewed on: 16th January 2026

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