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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very good communication and easy to maange

Very good communication and easy to maange Reviewed on: 16th January 2026

Smooth would recommend

Easy going no hassle would use again Reviewed on: 16th January 2026

Quick decision, reasonable rates and fast funding of...

Quick decision, reasonable rates and fast funding of loan. Really helped with an urgent unexpected home repair. Reviewed on: 16th January 2026

Zopa. Simply the best.

Used Zopa a few times for loans, always fast, efficient and helpful staff. By far the most customer oriented company out there in my experience. 100% recommended. Reviewed on: 16th January 2026

Applied for a loan, the process was very simple and...

Applied for a loan, the process was very simple and the money was in my account in no time at all Reviewed on: 16th January 2026

Great value

I’ve had 2 loans from Zopa! Both great value for money Reviewed on: 16th January 2026

Quick response and no hassles.

Quick response and no hassles. very happy with my experience with Zopa. Would recommend them as a lender. Reviewed on: 16th January 2026

Fantastic

Very quick , money in bank straight away after loan approval. Reviewed on: 16th January 2026

Applying for the loan was easy and very quick got mo...

Applying for the loan was easy and very quick got money in bank in hours customer service agent was very friendly and helpful . Reviewed on: 16th January 2026

Painless and very straightforward

Painless and very straightforward Reviewed on: 16th January 2026

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