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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Application was very quick and easy.

Application was very quick and easy. Approval came within 2 hours along with all the clear and concise paperwork- couldn't be easier Reviewed on: 16th January 2026

Quick and easy to arrange my loan

Quick and easy to arrange my loan Reviewed on: 16th January 2026

Great service and very easy to use

Great service and very easy to use, the application through to approval was an extremely swift process. Reviewed on: 16th January 2026

I applied for the loan it's was very easy well laid...

I applied for the loan it's was very easy well laid out the mo ey came through straight away very impressed Reviewed on: 16th January 2026

No hassle approval.

No hassle approval. Very swift transfer and great people to deal with. Reviewed on: 16th January 2026

Need is loan go to the best ZOPA

Zopa are the best. If you’re after a loan go to the best Zopa are the best without question Reviewed on: 16th January 2026

It is very easy, reliable and trustworthy.

It is very easy, reliable and trustworthy. Reviewed on: 16th January 2026

Easy process, and approved in minutes.

Easy process, and approved in minutes. Website easy to use and information provided clear and easy to read. Reviewed on: 16th January 2026

Very good communication and easy to maange

Very good communication and easy to maange Reviewed on: 16th January 2026

Smooth would recommend

Easy going no hassle would use again Reviewed on: 16th January 2026

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