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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69065 reviews)

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4.95

Based on 69,064 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very simple app to use, quick response time to appli... Very simple app to use, quick response time to application. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69065)

Quick service and easy app access

Quick service and easy app access Reviewed on: 16th January 2026

Would definitely recommend and use again excellent s...

Would definitely recommend and use again excellent service Reviewed on: 16th January 2026

Rates are a little high but service is good.

Rates are a little high but service is good. Reviewed on: 16th January 2026

Zopa a great company!

Easy to deal with and staff always friendly and helpful. A pleasure to deal with. Reviewed on: 16th January 2026

Very friendly staff and dealt with all my enquiries...

Very friendly staff and dealt with all my enquiries very quick and efficiently. Would recommend to all customers. Reviewed on: 16th January 2026

Fast and efficient, funds were in my account within...

Fast and efficient, funds were in my account within minutes at a reasonable rate Reviewed on: 16th January 2026

Always to hand if needed and always keeping customer...

Always to hand if needed and always keeping customers updated Reviewed on: 16th January 2026

Both loans have been effortless.

Both loans have been effortless. Easy and quick procedure with excellent customer service throughout Reviewed on: 16th January 2026

App is easy to use

App is easy to use and easy to apply, have reccomended to a few friends Reviewed on: 16th January 2026

Nice and easy and good customer service

Nice and easy and good customer service Reviewed on: 16th January 2026

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