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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Easy & good percentage rates

It was easy to get a Zopa personal loan and good percentage rates. Even have a Zopa credit card as well. Reviewed on: 16th January 2026

I have a credit card, a 5000 pound loan and 13 thous...

I have a credit card, a 5000 pound loan and 13 thousand pounds worth of car finance with zopa, and they are brilliant. Great rates and very very helpfull. Reviewed on: 16th January 2026

Great all round service, value for money from start...

Great all round service, value for money from start to finish Reviewed on: 16th January 2026

Just a great company to deal with

very good from start to finish, so easy to apply and was not asked silly questions, an easy company to deal with, I would be happy to recommend them to family and friends, the funds were there next day Reviewed on: 16th January 2026

I have been with you a while know and no problems.

I have been with you a while know and no problems. Exelent 5 stars Reviewed on: 16th January 2026

So easy and very good value kept upto date every ste...

So easy and very good value kept upto date every step and with the app so easy to manage Reviewed on: 16th January 2026

Easy to deal with

Requested a loan from zopa bank filled in the online form money transfer to my account in very quick time great service Reviewed on: 16th January 2026

Easy to work with and a simple process.

Easy to work with and a simple process. Reviewed on: 16th January 2026

Hassle Free Experience with Zopa

Seamless experience with Zopa, financed my dream car with no issues at all Reviewed on: 16th January 2026

Good service with excellent product with advice

Good service with excellent service and products Reviewed on: 16th January 2026

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