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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

most efficient service i have ever received amazing...

most efficient service i have ever received amazing from start to finish Reviewed on: 16th January 2026

Very straight forward and simple

Very straight forward and simple Reviewed on: 16th January 2026

Excellent service.

Excellent service. Applied on line for a loan and was given a decision and funds in my account the same day. Reviewed on: 16th January 2026

Very good company to deal with.

Very good company to deal with. Very straightforward Reviewed on: 16th January 2026

Excellent service

Very straightforward application process and very quick. Reviewed on: 16th January 2026

Excerlant servise money inbank when said it would

Excerlant servise money in vank when said it would Reviewed on: 16th January 2026

Easy to use on the app and really helpful

Easy to use on the app and really helpful Reviewed on: 16th January 2026

Easy to apply, great customer service

Easy to apply, great customer service Reviewed on: 16th January 2026

Fast easy application, friendly staff

Fast easy application, friendly staff Reviewed on: 16th January 2026

I applied for Zopa loan and I got it really fast and...

I applied for Zopa loan and I got it really fast and efficiency was amazing Reviewed on: 16th January 2026

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