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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Excellent overall and would highly recommend Zopa.

Excellent overall and would highly recommend Zopa. Reviewed on: 16th January 2026

Really easy, hassle free.

Really easy, hassle free. Very impressed with the service, good rates Reviewed on: 16th January 2026

No problems at all every thing was simple and straig...

No problems at all every thing was simple and straight forward. Reviewed on: 16th January 2026

Excellent customer service and quick assistance

Excellent customer service and quick assistance Reviewed on: 16th January 2026

Fast service

Applied for the loan and had a decision in minutes. Money was in my bank just as quick Reviewed on: 16th January 2026

Great Loan Compamy

Super fast service, low interest rates and highly efficient app. Loan was in my account in under an hour after application. Would definitely recommend Zopa for a loan. Reviewed on: 16th January 2026

Such a quick easy transaction.

Such a quick easy transaction. Customer friendly site with easy instructions. Reviewed on: 16th January 2026

A good company to deal use .

Easy to deal with and very good communication. Everything was completed quite quickly and it’s very easy to keep in touch through the app. Reviewed on: 16th January 2026

Perfect service

Excellent and friendly and easily arranged. Everything sorted easily and efficiently Reviewed on: 16th January 2026

Very easy and a quick process when you have all of y...

Very easy and a quick process when you have all of your financial information to hand. I was provided a loan that was reasonable and tailored to my needs and requirements. Reviewed on: 16th January 2026

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