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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Cash in the bank within minutes!

Very open and honest company to deal with. Very fast decision after application, and money was in the bank, literally within minutes. Reviewed on: 16th January 2026

Easy to use on line service - decision and funds rec...

Easy to use on line service - decision and funds received in a very short amount of time. Reviewed on: 16th January 2026

Simple application

Very happy i had an easy application and received money instantly . Reviewed on: 16th January 2026

It was really quick and easy.

It was really quick and easy...I've never had a loan before, will definitely recommend zopa Reviewed on: 16th January 2026

Very easy to use, and quick transfers.

Very easy to use, and quick transfers. Great for me as my credit rating isnt as high as I’d like and there was still reasonable options for me. It’s great to be able to have a company that will support you when you need it. Reviewed on: 16th January 2026

Excellent service, prompt, efficient and very profes...

Excellent service, prompt, efficient and very professional. I rang customer services and the young man I spoke to was knowledgeable, friendly, he knew what he was talking about. It was a pleasure speaking to him. Reviewed on: 16th January 2026

Always treated me with respect.

Always treated me with respect. Thing are never to hard Reviewed on: 16th January 2026

Great service, quick setup and competitive rates.

Great service, quick setup and competitive rates. Easy payment systems and good use of app to keep up to date with progress in repayments. Reviewed on: 16th January 2026

Easy quick

Easy quick no problem with the website. What more do you need from a company like Zopa. Excellent Reviewed on: 16th January 2026

10/10 helped me build my score

Zopa have been brilliant with me, gave me credit when I needed it but didn’t push me in to having too much. Credit card has helped me build my credit score. 10/10 for me no issues in 3 years. Reviewed on: 16th January 2026

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