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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

It was quick and efficient.

It was quick and efficient. The app is really helpful and user friendly. Reviewed on: 16th January 2026

Very good experience - simple application process, g...

Very good experience - simple application process, good rates, and very quick response time. Reviewed on: 16th January 2026

Brilliant service!

Brilliant service! Fast and very professional. Reviewed on: 16th January 2026

Applying for the loan was easy and straightforward.

Applying for the loan was easy and straightforward. The money was deposited within minutes. Reviewed on: 16th January 2026

Easy to get the loan and helpful customer service pr...

Easy to get the loan and helpful customer service provided Reviewed on: 16th January 2026

great card very easy to use and good value for...

great card very easy to use and good value for money Reviewed on: 16th January 2026

Quick and efficient

Quick and effective and really easy to navigate Reviewed on: 16th January 2026

Easy application and fast payment on approval.

Easy application and fast payment on approval. Repayment schedule to suit my payday and easy to set up, with email or text reminders sent before the due date. Would not hesitate to recommend Zopa to any friend or family member looking for a loan. Reviewed on: 16th January 2026

Very quick response when needed.

Very quick response when needed. Brilliant, friendly staff Reviewed on: 16th January 2026

Quick and easy.

Quick and easy. Exceptional service. Great communication Reviewed on: 16th January 2026

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