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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Straight forward, quick decision and no fuss

Straight forward, quick decision and no fuss Reviewed on: 16th January 2026

Fast easy service, great customer service skills.

Fast easy service, great customer service skills. Reviewed on: 16th January 2026

Very simple loan application process

Very simple loan application process and the funds were there almost instantly for our new car. Really can't fault them. Reviewed on: 16th January 2026

Very easy to engage with, very fast response

Very easy to engage with, very fast response Reviewed on: 16th January 2026

Zopa helped me get a loan.

Zopa helped me get a loan. Their app is easy to use and customer service is great Reviewed on: 16th January 2026

Top lender all round

Top lender all round, from the beginning to the end Reviewed on: 16th January 2026

Excellent customer service and products

Excellent customer service and products Reviewed on: 16th January 2026

Straightforward, simple and swift end to end

Application process was simple and straightforward. Communication was great throughout and disbursement swift. Reviewed on: 16th January 2026

Easy enough to apply for and cheap payments

Easy enough to apply for and cheap payments Reviewed on: 16th January 2026

Very quick and clear processes.

Very quick and clear processes. Great communication. Reviewed on: 16th January 2026

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