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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Highly recommended

It was so easy to request the loan. And it was payed straight away to my bank account. I recommend it to everyone. And the interest rate is low as well. Reviewed on: 16th January 2026

Easy and straight forward

easy and straight forward appplying for the loan and quick response Reviewed on: 16th January 2026

I fine Zipa super efficient

I fine Zipa super efficient, great service and nothing is ever too much trouble Reviewed on: 16th January 2026

Easy to apply and easy to talk with an agent of your...

Easy to apply and easy to talk with an agent of your Company. Reviewed on: 16th January 2026

So quick and easy applying for a loan!

So quick and easy applying for a loan!Great company...Highly recommend! Reviewed on: 16th January 2026

Good advice!

Good at explaining things, keep you up to date with everything Reviewed on: 16th January 2026

Applied not a lot of questions got the loan i...

Applied not a lot of questions got the loan i needed Reviewed on: 16th January 2026

Zopa was easy to apply for and I received my money a...

Zopa was easy to apply for and I received my money almost instantly, thank you Reviewed on: 16th January 2026

Good It is a serious company and accepts your credit...

Good It is a serious company and accepts your credit very quickly and easily. Reviewed on: 16th January 2026

Got loan easy very smooth very good

Got loan easy very smooth very good Reviewed on: 16th January 2026

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