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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Easy to deal with fast and efficient

Easy to deal with fast and efficient Reviewed on: 16th January 2026

I wish Zopa did mortgages too!

I wish Zopa did mortgages too! Easy to navigate and communicate with them without jargon and unnecessary terms and requirements. Reviewed on: 16th January 2026

Easy to apply and some easy to navigate The app is s...

Easy to apply and some easy to navigate The app is self explanatory and you get alerts every month Reviewed on: 16th January 2026

Zopa best loan company

I have had 3 loans with Zopa, was easy to navigate, and excellent customer service. Zop Reviewed on: 16th January 2026

Mooremaria

My experience with Zopa was very quick and easy Reviewed on: 16th January 2026

Fantastic no messing loan in 10 mins filled in form...

Fantastic no messing loan in 10 mins filled in form and money in account in 10 mins Reviewed on: 16th January 2026

East to apply for a loan

East to apply for a loan always quick with a decision money goes into your account in no time Reviewed on: 16th January 2026

I Had a loan before and needed help again, abd Zopa...

I Had a loan before and needed help again, abd Zopa was there to provide me with a new loan. Reviewed on: 16th January 2026

Very easy to understand and use

Very easy to understand and and use Reviewed on: 16th January 2026

Easy fair loans

Helped at a difficult time, no fuss, clear terms, fair rate of interest, would definitely use again Reviewed on: 16th January 2026

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