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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Zoos- fast, easy, affordable and efficient!

Zopa has provided me with easy fast loans for various projects. The experience was simple and very efficient. Rates are good, affordable mono payments and you can make extra payments or pay full amount early if you wish.. I would definitely recommend zopa to all of my family and friends Reviewed on: 16th January 2026

Their customer care team are Straight talking helpfu...

Their customer care team are Straight talking helpful understanding to your problems and needs, all good. Reviewed on: 16th January 2026

Excellent service couldn’t fault at all

Excellent service couldn’t fault at all Reviewed on: 16th January 2026

Good service, easy transaction.

Good service, easy transaction. Once agreed, money was in my account within 5 minutes. Reviewed on: 16th January 2026

Fantastic to deal with, good rates and easy to use app.

Fantastic to deal with, good rates and easy to use app. Reviewed on: 16th January 2026

Very quick response to loan application, good rates...

Very quick response to loan application, good rates of interest, money in bank within minutes Reviewed on: 16th January 2026

A smooth and user-friendly service.

A smooth and user-friendly service. Reviewed on: 16th January 2026

Very good bank, fast loans, good customer service

Very good bank, fast loans, good customer service Reviewed on: 16th January 2026

Zopa gave me a personal loan in under an 1 hour at a...

Zopa gave me a personal loan in under an 1 hour at a good rate compared to other banks. Reviewed on: 16th January 2026

Fast and efficient decision making.

Fast and efficient decision making. Reviewed on: 16th January 2026

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