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Zopa: Personal loan reviews

4.95
Based on 69,077 reviews, last reviewed 21st Apr 2026
13% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026
A G's avatar
A G

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

They have been a lifeline when things have got tight.

5
They have been a lifeline when things have got tight. A genuinely hassle free provider with great communication and clarity. Reviewed on: 16th January 2026

Want a loan....go the Zopa way

5
Loan granted with minimum of fuss, excellent customer service and great credit card. Highly recommended. What more can one add. Reviewed on: 16th January 2026

Opa Zopa !!

5
Each time I did business with Zopa everything was easy and clear. I was and still am kept informed about everything. Reviewed on: 16th January 2026

The experience was excelent, the loan was prompt, ke...

5
The experience was excelent, the loan was prompt, kept me informed on payments, settlement and interest throughout the loan period. Reviewed on: 16th January 2026

Easy process no fuss amazing money went straight int...

5
Easy process no fuss amazing money went straight into my account great customer service Reviewed on: 16th January 2026

Easy to apply and quick payment

5
Easy to apply and arrange a loan, all done through the all and money was in the bank very quickly. Clear app shows upcoming payments, how much is due, as well as how much to pay of early should you be in a position to so. Reviewed on: 16th January 2026

Very quick and efficient loan approved

5
Very quick and efficient loan approved Reviewed on: 16th January 2026

It's simple quick and easy to apply.

5
It's simple quick and easy to apply. You know exactly what your getting interest and payments upfront. There's no hidden charges. And the app makes it easy to manage everything which is easy to navigate. Highly recommend ive used them in past, also currently and would use them again in future if needed Reviewed on: 16th January 2026

Very good services keep going on

5
Very good services keep going on Reviewed on: 16th January 2026

Fast and modeled to everyone's needs.

5
Fast and modeled to everyone's needs. Reviewed on: 16th January 2026

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