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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I have used Zopa on many different occasion for a lo...

I have used Zopa on many different occasion for a loan, I have never had a bad experience. Application is straight forward & then managing my loan is easy on the app. Reviewed on: 16th January 2026

Zopa is on of the best in the uk

Zopa is on of the best in the uk Reviewed on: 16th January 2026

Simple straightforward and reliable - just what I ne...

Simple straightforward and reliable - just what I need as a customer. Reviewed on: 16th January 2026

Zopa makes it easy to borrow money and there credit...

Zopa makes it easy to borrow money and there credit card has really good apr Reviewed on: 16th January 2026

exceptional service getting personal loans

exceptional service getting personal loans Reviewed on: 16th January 2026

They have been a lifeline when things have got tight.

They have been a lifeline when things have got tight. A genuinely hassle free provider with great communication and clarity. Reviewed on: 16th January 2026

Want a loan....go the Zopa way

Loan granted with minimum of fuss, excellent customer service and great credit card. Highly recommended. What more can one add. Reviewed on: 16th January 2026

Opa Zopa !!

Each time I did business with Zopa everything was easy and clear. I was and still am kept informed about everything. Reviewed on: 16th January 2026

The experience was excelent, the loan was prompt, ke...

The experience was excelent, the loan was prompt, kept me informed on payments, settlement and interest throughout the loan period. Reviewed on: 16th January 2026

Easy process no fuss amazing money went straight int...

Easy process no fuss amazing money went straight into my account great customer service Reviewed on: 16th January 2026

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