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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Great service and very polite.

Great service and very polite. It was easy to deal with them. Reviewed on: 16th January 2026

Friendly people with a professional touch

Very friendly but professional Service took their time to listen and treat me with the upmost respect very very helpful Reviewed on: 16th January 2026

Quick, eficiant, absolutely brilliant service b...

Quick, eficiant, absolutely brilliant service, far better than high street banks! Reviewed on: 16th January 2026

ZOPA no’1 bank for all

Applying for a loan with Zopa was excellent. From getting reviewed to receiving the loan was very quick and ready to pop purchase goods. The repayment each month is very good and the interest rate was very good too. Reviewed on: 16th January 2026

Everything was straight forward and so easy very he...

Everything was straight forward and so easy very helpful with everything and easy to understand.would highly recommend to everyone Reviewed on: 16th January 2026

Excellent service and excellent quality thanks for r...

Excellent service and excellent quality thanks for reasonable flexibility Reviewed on: 16th January 2026

Good rates

Very user friendly app. Good rates. Reviewed on: 16th January 2026

I have used them for a loan and a credit card and bo...

I have used them for a loan and a credit card and both transactions were easy to do online. Regular updates and a great app to use the services Reviewed on: 16th January 2026

I honestly didn’t think I’d get accepted but I was p...

I honestly didn’t think I’d get accepted but I was pleased surprised at the ease and value of the process Reviewed on: 16th January 2026

It was so easy to do

It was so easy to do and got the money straight away Reviewed on: 16th January 2026

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