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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and easy to use.

Quick and easy to use. Applied and the funds were in my bank with 15 mins. I was able to change the direct debit to suit me too and everything was done online. The only thing they asked me for was a payslip to prove my income. Once they had that it was extremely quick. Highly recommend them. Reviewed on: 16th January 2026

Usually straightforward and fast.

Usually straightforward and fast. Reviewed on: 16th January 2026

I have used Zopa on many different occasion for a lo...

I have used Zopa on many different occasion for a loan, I have never had a bad experience. Application is straight forward & then managing my loan is easy on the app. Reviewed on: 16th January 2026

Zopa is on of the best in the uk

Zopa is on of the best in the uk Reviewed on: 16th January 2026

Simple straightforward and reliable - just what I ne...

Simple straightforward and reliable - just what I need as a customer. Reviewed on: 16th January 2026

Zopa makes it easy to borrow money and there credit...

Zopa makes it easy to borrow money and there credit card has really good apr Reviewed on: 16th January 2026

exceptional service getting personal loans

exceptional service getting personal loans Reviewed on: 16th January 2026

They have been a lifeline when things have got tight.

They have been a lifeline when things have got tight. A genuinely hassle free provider with great communication and clarity. Reviewed on: 16th January 2026

Want a loan....go the Zopa way

Loan granted with minimum of fuss, excellent customer service and great credit card. Highly recommended. What more can one add. Reviewed on: 16th January 2026

Opa Zopa !!

Each time I did business with Zopa everything was easy and clear. I was and still am kept informed about everything. Reviewed on: 16th January 2026

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