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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy to apply and quick payment

Easy to apply and arrange a loan, all done through the all and money was in the bank very quickly. Clear app shows upcoming payments, how much is due, as well as how much to pay of early should you be in a position to so. Reviewed on: 16th January 2026

Very quick and efficient loan approved

Very quick and efficient loan approved Reviewed on: 16th January 2026

It's simple quick and easy to apply.

It's simple quick and easy to apply. You know exactly what your getting interest and payments upfront. There's no hidden charges. And the app makes it easy to manage everything which is easy to navigate. Highly recommend ive used them in past, also currently and would use them again in future if needed Reviewed on: 16th January 2026

Very good services keep going on

Very good services keep going on Reviewed on: 16th January 2026

Fast and modeled to everyone's needs.

Fast and modeled to everyone's needs. Reviewed on: 16th January 2026

Great service and very polite.

Great service and very polite. It was easy to deal with them. Reviewed on: 16th January 2026

Friendly people with a professional touch

Very friendly but professional Service took their time to listen and treat me with the upmost respect very very helpful Reviewed on: 16th January 2026

Quick, eficiant, absolutely brilliant service b...

Quick, eficiant, absolutely brilliant service, far better than high street banks! Reviewed on: 16th January 2026

ZOPA no’1 bank for all

Applying for a loan with Zopa was excellent. From getting reviewed to receiving the loan was very quick and ready to pop purchase goods. The repayment each month is very good and the interest rate was very good too. Reviewed on: 16th January 2026

Everything was straight forward and so easy very he...

Everything was straight forward and so easy very helpful with everything and easy to understand.would highly recommend to everyone Reviewed on: 16th January 2026

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