Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

The experience was excelent, the loan was prompt, ke...

The experience was excelent, the loan was prompt, kept me informed on payments, settlement and interest throughout the loan period. Reviewed on: 16th January 2026

Easy process no fuss amazing money went straight int...

Easy process no fuss amazing money went straight into my account great customer service Reviewed on: 16th January 2026

Easy to apply and quick payment

Easy to apply and arrange a loan, all done through the all and money was in the bank very quickly. Clear app shows upcoming payments, how much is due, as well as how much to pay of early should you be in a position to so. Reviewed on: 16th January 2026

Very quick and efficient loan approved

Very quick and efficient loan approved Reviewed on: 16th January 2026

It's simple quick and easy to apply.

It's simple quick and easy to apply. You know exactly what your getting interest and payments upfront. There's no hidden charges. And the app makes it easy to manage everything which is easy to navigate. Highly recommend ive used them in past, also currently and would use them again in future if needed Reviewed on: 16th January 2026

Very good services keep going on

Very good services keep going on Reviewed on: 16th January 2026

Fast and modeled to everyone's needs.

Fast and modeled to everyone's needs. Reviewed on: 16th January 2026

Great service and very polite.

Great service and very polite. It was easy to deal with them. Reviewed on: 16th January 2026

Friendly people with a professional touch

Very friendly but professional Service took their time to listen and treat me with the upmost respect very very helpful Reviewed on: 16th January 2026

Quick, eficiant, absolutely brilliant service b...

Quick, eficiant, absolutely brilliant service, far better than high street banks! Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from AA 2.43 from 46 reviews
Personal loans
from Cockle Finance 4.81 from 815 reviews
Logbook Loan
from Mobile Money 4.50 from 34 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub