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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Very good service easy to navigate the app too

Very good service easy to navigate the app too Reviewed on: 16th January 2026

Great quick and fantastic experience.

Great quick and fantastic experience. Reviewed on: 16th January 2026

quick and decisive and fair lender

quick and decisive and fair lender Reviewed on: 16th January 2026

Great Service

Excellent experience no problem to set up your loan quck and easy Reviewed on: 16th January 2026

great rates and super usefull app to track and make...

great rates and super usefull app to track and make extra payments Reviewed on: 16th January 2026

Was very easy to apply.very good efficient service

Was very easy to apply. Money was in account very quickly Reviewed on: 16th January 2026

Fantastic

Great staff wonderful service, abswered all questions well Reviewed on: 16th January 2026

I was looking for a loan for some home improvements.

I was looking for a loan for some home improvements. After looking at the market i saw Zopa would be a good fit and was relatively easy to apply and hear that i had been accepted. Service is always great and answer my question quickly and in simple terms i can understand. Reviewed on: 16th January 2026

So easy to set up having a credit card or a loan

So easy to set up having a credit card or a loan. Rates were good and card and money came through quickly and easily Reviewed on: 16th January 2026

Was so easy to apply for a loan and a very quick dec...

Was so easy to apply for a loan and a very quick decision, have no hesitation telling other people to give them a try if they are looking for finance Reviewed on: 16th January 2026

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