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Zopa: Personal loan reviews

4.95
Based on 69,077 reviews, last reviewed 21st Apr 2026
13% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026
A G's avatar
A G

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Great service with Zopa.

5
Great service with Zopa. Quick efficient and smooth Reviewed on: 16th January 2026

Extremely easy to understand and great customer serv...

5
Extremely easy to understand and great customer service. Reviewed on: 16th January 2026

very good for loans also they are very helpful getti...

5
very good for loans also they are very helpful getting you started when you first start up Reviewed on: 16th January 2026

Never had any problems, easy to use app.

5
Never had any problems, easy to use app. Reviewed on: 16th January 2026

Great customer service

5
I have a couple of products with Zopa, great customer service Reviewed on: 16th January 2026

Very good

5
Quick and easy to apply. The app is easy to navigate and everything that I’ve needed to do is there at the push of a button. So far so good Reviewed on: 16th January 2026

Excellent to get a loan from quick and easy

5
Excellent to get a loan from quick and easy Reviewed on: 16th January 2026

They offered me two loans with a really low APR and...

5
They offered me two loans with a really low APR and the transfer of funds was so quick Reviewed on: 16th January 2026

Found it so easy to get my loan I am in good standin...

5
Found it so easy to get my loan I am in good standing with my credit but zopa still made it easy for my application Reviewed on: 16th January 2026

Whole experience was fast and easy.

5
Whole experience was fast and easy. I have had 2 loans with them now and would highly recommend them. Reviewed on: 16th January 2026

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