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Zopa: Personal loan reviews

4.95
Based on 69,077 reviews, last reviewed 21st Apr 2026
13% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026
A G's avatar
A G

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

easy to set up.

5
easy to set up. respoinsive customer service Reviewed on: 16th January 2026

The pre-approved status allows for simple, speedy loans

5
The pre-approved status allows for simple, speedy, no messing loans. I have used Zopa multiple times. No need to look elsewhere Reviewed on: 16th January 2026

As Mary Poppins would say

5
As Mary Poppins would say Zopa are " practically perfect in every way " Reviewed on: 16th January 2026

Simple and excellent experience, as finance should be!

5
Simple and excellent experience, as finance should be! Reviewed on: 16th January 2026

Very good service, easy to access and quick response

5
Very good service, easy to access and quick response Reviewed on: 16th January 2026

Zopa bank offers excellent products that suit your n...

5
Zopa bank offers excellent products that suit your needs. Reviewed on: 16th January 2026

simple and expedient service, heartily recommended

5
simple and expedient service, heartily recommended Reviewed on: 16th January 2026

Easy to Use very easy Application

5
Easy to Use very easy Application Reviewed on: 16th January 2026

Quick and easy no hassle money in bank same day...

5
Quick and easy no hassle money in bank same day Reviewed on: 16th January 2026

Very good and easy to work with made the experience...

5
Very good and easy to work with made the experience easy I will be using them again . Reviewed on: 16th January 2026

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