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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great Service

Excellent experience no problem to set up your loan quck and easy Reviewed on: 16th January 2026

great rates and super usefull app to track and make...

great rates and super usefull app to track and make extra payments Reviewed on: 16th January 2026

Was very easy to apply.very good efficient service

Was very easy to apply. Money was in account very quickly Reviewed on: 16th January 2026

Fantastic

Great staff wonderful service, abswered all questions well Reviewed on: 16th January 2026

I was looking for a loan for some home improvements.

I was looking for a loan for some home improvements. After looking at the market i saw Zopa would be a good fit and was relatively easy to apply and hear that i had been accepted. Service is always great and answer my question quickly and in simple terms i can understand. Reviewed on: 16th January 2026

So easy to set up having a credit card or a loan

So easy to set up having a credit card or a loan. Rates were good and card and money came through quickly and easily Reviewed on: 16th January 2026

Was so easy to apply for a loan and a very quick dec...

Was so easy to apply for a loan and a very quick decision, have no hesitation telling other people to give them a try if they are looking for finance Reviewed on: 16th January 2026

Great service with Zopa.

Great service with Zopa. Quick efficient and smooth Reviewed on: 16th January 2026

Extremely easy to understand and great customer serv...

Extremely easy to understand and great customer service. Reviewed on: 16th January 2026

very good for loans also they are very helpful getti...

very good for loans also they are very helpful getting you started when you first start up Reviewed on: 16th January 2026

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